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Hi,
My name is Megan Gelhar. I’m an independent
financial educator (“independent” means that I don’t represent
any company). Since
2001 I've been working very intimately with women on the
scariest, least talked about issue of their lives: money.
And,
I know in my heart and in my bones that you are capable of becoming
a successful investor - and enjoy doing it!!
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I'd like to ask you some very important questions:
- Do you feel confused about why you feel an
unexplainable aversion to dealing with your finances?
- Do
you dream of being financially independent but feel scared that
this will never actually happen?
- Do
you feel afraid that later in life, this fear of money could
cripple you?
- Are
you concerned about what is going on in the economy but feel
helpless about what to do?
- Has
the value of your portfolio decreased since last October?
Has the value of your home gone down?
- Do
you secretly wish that someone else would just take care of it
for you?
- Are
there other women in your life whose financial future you're
concerned for?
- Do
you have so much debt that you're scared you'll never be able to
pay it off?
- Do
you ever find yourself saying:
-
"I
can't understand that money stuff."
-
"Investing
is too complicated for me to ever understand."
-
"I
just want someone to do it for me."
-
"Money
is a man's job."
-
"I'm
not good at math."
-
"I
don't have enough time to manage my money."
-
"I
know I should be doing something but I don't know what to do."
-
"This
doesn't pertain to me."
-
"That's
years off, I don't need to think about it now."
-
It's
too late for me."
Any
of these sound familiar?
If they do, then I think you'll
find this teleseminar series can be life changing: it
can move you towards becoming a confident and competent investor –
no matter WHAT your current situation or level of knowledge!
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“Investing
wasn’t part of my family culture, and I felt no
motivation to begin investing as a young adult. Now, at
60, I am motivated but was immobilized because I
didn’t know where to start.
The tide turned when I
took Megan’s seminar and saw a rational plan to manage
the risk (important at my age) and achieve a good
return. After the seminar, I had enough information to
take the first steps in working through my own
situation.
Megan has been a super mentor, reviewing my
plans and making suggestions to get me looking more
deeply into various aspects of my plan. Although I’m
on a very steep learning curve, I’m feeling supported
in thinking things through and doing what I need to.
And
what I’m enjoying most is the feeling exhilaration as
I get more and more of this under my belt.”
-Laurana Rayne, Calgary |
Here's the deal. This is a very challenging time - some say we
have not been in this kind of financial upheaval and uncertainty
since WWII. I study the markets and what's going on in the
financial world a couple of hours every day and the emotions of fear
and greed drove people to do things they shouldn't have and it is
going to take a long while for this mess to unwind and resolve
itself.
If
you do not have a risk mitigation plan for your portfolio you will
almost assuredly lose more in a down market than is
necessary.
"Risk mitigation" you say…what is
that? It's like having portfolio insurance.
Few of you would even think of not having insurance
for your health, home and car. Yet I would guess the concept of
insurance for your portfolio has never occurred to you.
Portfolio insurance, like
the insurances we are more familiar with, MINIMIZES losses in your
portfolio, AND, maximizes your gains.
It has been said that in a bear (down) market, those
investors who lose the least amount of money win.
Many people I speak with feel helpless and/or afraid
while many others say, “I trust my advisor to take care of it.”
The good news is this teleseminar series will
provide you with information which will calm your fears and make you
feel more in control and no longer at the whim of the markets.
The bad news is: this
isn’t an issue of whether or not you trust your advisor; it is an
issue of skill and knowledge.
I can assure you if you are in a buy and hold
situation (as most people were in the bear market from 2000-2003),
you will be digging a hole that will take years to get out of. Most people who were invested in mutual funds with a buy and
hold strategy during the last bear market had just gotten back to
breakeven last fall before the bottom started falling out of the
market again.
I saw many, many people—including those well into
retirement or close to retirement, lose 30-45% of their assets.
Guess what? They
don’t have enough years to make up those losses.
Plus, when you are digging out of a hole, you are scrambling
to get back to even, and you’ve now lost that many years of
additional growth and compounding.
I met with people’s advisors.
They were all people they trusted.
When I asked every one of the advisors how they could watch
those losses accumulate I quickly realized that they were good
people doing the best they knew how to do.
The problem of course was that they didn’t know what to
do. Everyone can
look like a genius in an up market, yet it takes skill and knowledge
to maneuver and minimize losses in a down market and few advisors
have what it takes.
What can you do?
If you want to
eliminate your fears, confusion and worries about money and take
control of
your finances,
then clear your calendar and reserve your spot for this life
changing event. There has never been a more opportune time to jump
in.
When:
Thursday nights
May 29, June 5, 12, 19
Time:
7:00-8:30
MST/6:00 PST/9:00 EST/8:00 CST
Investment:
$279 US dollars (includes 4-90 min calls, a 110+ page manual, recordings of all the
calls and 30 minutes of 1:1 time with me.)
This
teleseminar series was created to give you the skills you need to
invest successfully and create financial security for yourself and your
family.
Here's the good news:
Did
you know "Women
Make Better Investors
Than Men"? No Kidding - Join me and
find out how you can be one of them.
Consider
this:
A
study by Dreyfus and the National Center for Women and Retirement
Research found that many women who invest do very well.
They state that all-women
investment clubs earn significantly more on average than all-men
or mixed investment clubs.
The
National Association of Investors Corporation, which represents
investment clubs, attributes the success of all-women clubs to the
fact that:
-
women
research more before investing
-
women
are less emotional about their investments
-
women
stay with their investment objectives better
Men,
on the other hand, are less patient, more willing to take risks and
jump in and out of the market more often.
However,
the average value of the men’s clubs is nearly four times that of
the women’s clubs because women invest less money on average each
month.
Why
do women invest less money on average each month?
96% of the women polled say the desire for financial
independence is what drives them to build an investment portfolio,
but they consistently hold themselves back from making real gains
because they are overly cautious.
The Dreyfus report found:
-
74% of respondents
say lack of knowledge
about how to select financial instruments is the biggest
stumbling block to becoming more active investors.
-
54% postponed
financial decisions for fear
of making a mistake
-
when
women do save and invest, 88% choose overly-conservative
investments, such as money market accounts and CDs
that may ultimately undermine their financial security.
-
94% of
women believe that they are as capable as men when
it comes to understanding money and investing.
-
fear of failure and fear of
the unknown are the biggest obstacles to a woman’s financial
success.
This
report supports my passionate belief that all
women are capable of understanding money and investing and
94% of women all believe the same!
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“I now have enough knowledge to
become more actively engaged in my financial future as a
result of this workshop.
I am confident that my portfolio will increase in
value as a result of being actively involved with it.
I can do this!!”
Colette Freeman, Long Beach CA. Manager (packaged goods company.)
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This
teleseminar seminar series is for women who want to:
-
take control of their own investments (take
control does NOT mean you have to do everything)
without
having to spend many thousands of dollars. It means you will be consciously involved in your financial
decisions and that you have sworn off the "park and
pray" method of investing.
-
understand enough about investing to be able to guide your
financial planner in ways that benefit you (not
just them).
AND
-
learn
in a safe and comfortable environment from a woman with women
only
A
recent study titled Women, Money & Power conducted by Allianz
Life Insurance (August 2006) found that the vast majority of women
(90%) feel somewhat or not at all financially secure.
That’s
an amazing percentage . . . it means that almost all your women
friends, and maybe even you, harbor some (often secret) fears about
their financial future.
Combine
that with the statistic that:
90%
of all women will be forced to manage
their
own finances at some point in their lives….
and
your future suddenly looks very scary indeed.
Imagine
how different your future would look if you decided to be part of
the 10% who manage their own finances because they find it easy,
fascinating and the best way to secure a great financial future for
themselves, their kids and/or a favorite cause.
See
if you can relate to what the women in the survey said they wanted:
a)
less worry about finances
b)
less aggressive investing (which is not the same as overly
conservative)
c)
more security and predictability
d)
more simplicity
e)
easier access to understandable financial information
f)
they wanted a financial advisor who was honest, a good
teacher and listened to them
Over
and over in this study and others, the majority of women stated that
lack of knowledge,
not lack of ability, was their biggest barrier to getting
more involved in managing savings and investments—four times as
much of a barrier as lack of time.
I’ve helped many women like you turn their insecurity
around finances into financial confidence, competence and peace of
mind. When you have the
knowledge you need, your fear and worry level drops dramatically.
I’d love to help you discover the simple secrets to effective
financial management.
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“I
value Megan’s commitment to her ongoing education from
investing masters and sharing her knowledge with women in a
comfortable, safe and easy to understand format.
Because of that I now know how to actively manage my
portfolio with a clear, easy and safe strategy for
success.”
-Jan
Cole, Long Beach CA Massage Therapist |
Remember
these 3 truths:
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There
is an easy, safe and effective way for you to learn investing.
-
No
one will ever care about your money more than you do!
-
You
are fully capable of learning how to invest and how to break
through your limiting beliefs about not being able to understand
it.
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During
this teleseminar series you will learn:
-
The language of investing made
easy and understandable.
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Simple
yet effective and profitable investing secrets
from those who make money in all markets (Minimize risk and
maximize gains; things very few financial professionals do)
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How to find
the right financial person and how to work with
her/him once you do.
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How to measure
how well your financial advisor is doing with
your money.
-
What an
exit strategy is, why it is critical to have one
and how to put one in place.
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The role
your emotions will play in your investment
decisions.
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A simple
system that you can use to successfully invest
yourself.
Bottom Line: During this
teleseminar series, you'll discover more about successful
investing... what to do and how to do it... than
you've ever heard before! And you'll have access
to the recordings forever.
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When:
Thursday nights
May 29, June 5, 12, 19
Time:
7:00-8:30
MST/6:00 PST/9:00 EST/8:00 CST
Investment:
$279 US dollars (includes 4-90 min calls, a 110+ page manual,
recordings of all the calls and 30 minutes of 1:1 time with me.)
I
recognize it is impossible these days to get everyone's schedules to work
together so all calls will be recorded and uploaded to a
website where you will have ongoing access to listen to and/or download the
audio at any time.

I
guarantee this will be some
of the most valuable time you'll invest in yourself and your
future this year!
I
look forward to being with you starting on May 29th :-)
Megan
P.S. - I have spent upwards of $15,000 USD learning what I'm going
to teach you throughout this series. While attending those very expensive workshops
I always knew I was not learning just for me. I am thrilled to
be sharing this information with you.
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