You are Invited to Attend
Successful Investing for Women - 
A 4 part teleseminar series designed and facilitated by a woman for women only.

Hi, 

My name is Megan Gelhar. I’m an independent financial educator (“independent” means that I don’t represent any company).  Since 2001 I've been working very intimately with women on the scariest, least talked about issue of their lives: money.  

And, I know in my heart and in my bones that you are capable of becoming a successful investor - and enjoy doing it!!

I'd like to ask you some very important questions:

  • Do you feel confused about why you feel an unexplainable aversion to dealing with your finances?
  • Do you dream of being financially independent but feel scared that this will never actually happen?
  • Do you feel afraid that later in life, this fear of money could cripple you?
  • Are you concerned about what is going on in the economy but feel helpless about what to do?
  • Has the value of your portfolio decreased since last October?  Has the value of your home gone down?  
  • Do you secretly wish that someone else would just take care of it for you?
  • Are there other women in your life whose financial future you're concerned for?
  • Do you have so much debt that you're scared you'll never be able to pay it off?
  • Do you ever find yourself saying:
  • "I can't understand that money stuff."

  • "Investing is too complicated for me to ever understand."

  • "I just want someone to do it for me."

  • "Money is a man's job."

  • "I'm not good at math."

  • "I don't have enough time to manage my money."

  • "I know I should be doing something but I don't know what to do."

  • "This doesn't pertain to me."

  • "That's years off, I don't need to think about it now."

  • It's too late for me."

Any of these sound familiar?  If they do, then I think you'll find this teleseminar series can be life changing: it can move you towards becoming a confident and competent investor – no matter WHAT your current situation or level of knowledge!   

“Investing wasn’t part of my family culture, and I felt no motivation to begin investing as a young adult. Now, at 60, I am motivated but was immobilized because I didn’t know where to start. 
The tide turned when I took Megan’s seminar and saw a rational plan to manage the risk (important at my age) and achieve a good return. After the seminar, I had enough information to take the first steps in working through my own situation. 
Megan has been a super mentor, reviewing my plans and making suggestions to get me looking more deeply into various aspects of my plan. Although I’m on a very steep learning curve, I’m feeling supported in thinking things through and doing what I need to. 
And what I’m enjoying most is the feeling exhilaration as I get more and more of this under my belt.”
-Laurana Rayne, Calgary

 

Here's the deal.  This is a very challenging time - some say we have not been in this kind of financial upheaval and uncertainty since WWII.  I study the markets and what's going on in the financial world a couple of hours every day and the emotions of fear and greed drove people to do things they shouldn't have and it is going to take a long while for this mess to unwind and resolve itself.  

If you do not have a risk mitigation plan for your portfolio you will almost assuredly lose more in a down market than is necessary.  

"Risk mitigation" you say…what is that?  It's like having portfolio insurance.

Few of you would even think of not having insurance for your health, home and car. Yet I would guess the concept of insurance for your portfolio has never occurred to you. 

Portfolio insurance, like the insurances we are more familiar with, MINIMIZES losses in your portfolio, AND, maximizes your gains.  It has been said that in a bear (down) market, those investors who lose the least amount of money win. 

Many people I speak with feel helpless and/or afraid while many others say, “I trust my advisor to take care of it.”   

The good news is this teleseminar series will provide you with information which will calm your fears and make you feel more in control and no longer at the whim of the markets.  The bad news is:  this isn’t an issue of whether or not you trust your advisor; it is an issue of skill and knowledge. 

I can assure you if you are in a buy and hold situation (as most people were in the bear market from 2000-2003), you will be digging a hole that will take years to get out of.  Most people who were invested in mutual funds with a buy and hold strategy during the last bear market had just gotten back to breakeven last fall before the bottom started falling out of the market again.   

I saw many, many people—including those well into retirement or close to retirement, lose 30-45% of their assets.  Guess what?  They don’t have enough years to make up those losses.  Plus, when you are digging out of a hole, you are scrambling to get back to even, and you’ve now lost that many years of additional growth and compounding.   

I met with people’s advisors.  They were all people they trusted.  When I asked every one of the advisors how they could watch those losses accumulate I quickly realized that they were good people doing the best they knew how to do.  The problem of course was that they didn’t know what to do.  Everyone can look like a genius in an up market, yet it takes skill and knowledge to maneuver and minimize losses in a down market and few advisors have what it takes. 

What can you do? 

If you want to eliminate your fears, confusion and worries about money and take control of your finances, then clear your calendar and reserve your spot for this life changing event. There has never been a more opportune time to jump in.

When:  Thursday nights May 29, June 5, 12, 19

Time:  7:00-8:30 MST/6:00 PST/9:00 EST/8:00 CST

Investment:   $279 US dollars (includes 4-90 min calls, a 110+ page manual, recordings of all the calls and 30 minutes of 1:1 time with me.)

This teleseminar series was created to give you the skills you need to invest successfully and create financial security for yourself and your family.


Here's the good news:

Did you know "Women Make Better Investors 
Than Men"?  No Kidding - Join me and 
find out how you can be one of them.

Consider this:

A study by Dreyfus and the National Center for Women and Retirement Research found that many women who invest do very well.  They state that all-women investment clubs earn significantly more on average than all-men  or mixed investment clubs.

The National Association of Investors Corporation, which represents investment clubs, attributes the success of all-women clubs to the fact that:

  • women research more before investing 

  • women are less emotional about their investments

  • women stay with their investment objectives better

Men, on the other hand, are less patient, more willing to take risks and jump in and out of the market more often. 

However, the average value of the men’s clubs is nearly four times that of the women’s clubs because women invest less money on average each month.

Why do women invest less money on average each month?  

96% of the women polled say the desire for financial independence is what drives them to build an investment portfolio, but they consistently hold themselves back from making real gains because they are overly cautious.  The Dreyfus report found:

  • 74% of respondents say lack of knowledge about how to select financial instruments is the biggest stumbling block to becoming more active investors.

  • 54% postponed financial decisions for fear of making a mistake

  • when women do save and invest, 88% choose overly-conservative investments, such as money market accounts and CDs that may ultimately undermine their financial security.

  • 94% of women believe that they are as capable as men when it comes to understanding money and investing.

  • fear of failure and fear of the unknown are the biggest obstacles to a woman’s financial success.

This report supports my passionate belief that all women are capable of understanding money and investing and 94% of women all believe the same!  

“I now have enough knowledge to become more actively engaged in my financial future as a result of this workshop.  I am confident that my portfolio will increase in value as a result of being actively involved with it.  I can do this!!”   Colette Freeman, Long Beach CA.  Manager (packaged goods company.)  

This teleseminar seminar series is for women who want to:

  1. take control of their own investments (take control does NOT mean you have to do everything) without having to spend many thousands of dollars.  It means you will be consciously involved in your financial decisions and that you have sworn off the "park and pray" method of investing.

  2. understand enough about investing to be able to guide your financial planner in ways that benefit you (not just them).  
    AND

  3. learn in a safe and comfortable environment from a woman with women only

A recent study titled Women, Money & Power conducted by Allianz Life Insurance (August 2006) found that the vast majority of women (90%) feel somewhat or not at all financially secure.

That’s an amazing percentage . . . it means that almost all your women friends, and maybe even you, harbor some (often secret) fears about their financial future.

Combine that with the statistic that:

90% of all women will be forced to manage
 their own finances at some point in their lives….

and your future suddenly looks very scary indeed.

Imagine how different your future would look if you decided to be part of the 10% who manage their own finances because they find it easy, fascinating and the best way to secure a great financial future for themselves, their kids and/or a favorite cause.

See if you can relate to what the women in the survey said they wanted:

    a) less worry about finances
b) less aggressive investing (which is not the same as overly conservative)
c) more security and predictability
d) more simplicity
e) easier access to understandable financial information
f) they wanted a financial advisor who was honest, a good teacher and listened to them

Over and over in this study and others, the majority of women stated that lack of knowledge, not lack of ability, was their biggest barrier to getting more involved in managing savings and investments—four times as much of a barrier as lack of time.

I’ve helped many women like you turn their insecurity around finances into financial confidence, competence and peace of mind.  When you have the knowledge you need, your fear and worry level drops dramatically. I’d love to help you discover the simple secrets to effective financial management. 

“I value Megan’s commitment to her ongoing education from investing masters and sharing her knowledge with women in a comfortable, safe and easy to understand format.  Because of that I now know how to actively manage my portfolio with a clear, easy and safe strategy for success.”  
-Jan Cole, Long Beach CA
Massage Therapist

Remember these 3 truths:

  1. There is an easy, safe and effective way for you to learn investing.

  2. No one will ever care about your money more than you do!

  3. You are fully capable of learning how to invest and how to break through your limiting beliefs about not being able to understand it.

During this teleseminar series you will learn:

  

  • The language of investing made easy and understandable.
      

  • Simple yet effective and profitable investing secrets from those who make money in all markets (Minimize risk and maximize gains; things very few financial professionals do)
     

  • How to find the right financial person and how to work with her/him once you do.
     

  • How to measure how well your financial advisor is doing with your money.
     

  • What an exit strategy is, why it is critical to have one and how to put one in place.
     

  • The role your emotions will play in your investment decisions.
     

  • A simple system that you can use to successfully invest yourself.

Bottom Line: During this teleseminar series, you'll discover more about successful investing... what to do and how to do it... than you've ever heard before! And you'll have access to the recordings forever.

 

When:  Thursday nights May 29, June 5, 12, 19

Time:  7:00-8:30 MST/6:00 PST/9:00 EST/8:00 CST

Investment:   $279 US dollars (includes 4-90 min calls, a 110+ page manual, recordings of all the calls and 30 minutes of 1:1 time with me.)
I recognize it is impossible these days to get everyone's schedules to work together so all calls will be recorded and uploaded to a website where you will have ongoing access to listen to and/or download the audio at any time.

I guarantee this will be some of the most valuable time you'll invest in yourself and your future this year!

I look forward to being with you starting on May 29th :-)

 Megan

P.S. - I have spent upwards of $15,000 USD learning what I'm going to teach you throughout this series. While attending those very expensive workshops I always knew I was not learning just for me.  I am thrilled to be sharing this information with you.

  


Legal Information

I am a financial educator, not a financial advisor.  Any information you receive today is for educational purposes only and is not to be construed as financial advice.  


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